Home, auto, health, and life are the more common types of insurance. Most people have those typical types of insurance, but not everyone has pet insurance. Pet insurance is a type of insurance specifically set aside for your furry family members. There are various opinions on whether or not pet insurance is worth it. Here are our top three benefits of pet insurance and how it will help your furry friend!

What is pet insurance?

The Insurance Information Institute states that pet insurance works like human health insurance; they both include annual premiums, deductibles, co-pays, and caps. If your animal requires frequent visits to the vet, this might be something to consider. The vet is a necessity when it comes to keeping your pet healthy. Unfortunately, the visits will add up quickly. If your pet suffers from an ongoing illness, bills become extremely expensive. Pet insurance is something that can help with that. Like any other type of insurance, you have the option to choose levels of coverage. Those three types include,

1. Basic coverage: Lowest reimbursement for procedures, accidental injuries, poisonings, and illnesses, including cancer.
2. Comprehensive coverage: Reimbursement for accidental injuries, emergencies, illnesses, coverage for doctor visits, prescriptions, diagnostic tests, X-rays, and lab fees.
3. Pet well care protection: Reimbursement for preventative care like physical exams, flea and heartworm protection, vaccinations.

Benefits

Peace of Mind

When you have pet insurance, you are more likely to have peace of mind when it comes to your pet. Pet insurance gives you the ability to care for your animal in a cost-effective way. In the worst-case scenario, something terrible happens; you know you can afford it. No one wants to stress about not being able to provide your proper pet care. Those concerns will go away with the purchase of pet insurance!

Affordable

The vet is expensive, especially for ongoing issues like cancer. If you have pet insurance, you will have a certain amount of deductibles and co-pays. This ensures that your pet will receive the care they need. If your pet needs emergency surgery or procedure, you won’t stress about not affording it. No one wants to think about losing their pet because they can’t pay for proper care. This worry will not be there because pet insurance makes veterinarian care affordable. Not only that, but pet insurance can start to save you money over time!

Improved Care

With pet insurance, you know your pet will receive the best form of care possible. Some people face the decision of choosing a less-helpful type of care due to costs. Pet insurance allows you to choose the best medical options for your furry friend without emptying your bank account. In other words, you know all of your options and won’t have to choose any based on cost.

Not many people talk about pet insurance, but it is something that provides your pet benefits. You will have peace of mind when it comes to your animal and their care. In the long run, you can start saving money on your vet visits and will receive the highest type of care available, not based on cost. For more information on pet insurance, visit Andes-Straley Veterinarian Hospital online here today. At Andes-Straley, we take different types of pet insurance so your pet receives the best care. If you are curious if we work with your pet insurance carrier, give us a call at (423) 378-4443 today! We want to make sure your pet gets the best care, and you are taken care of! Check us out for more.