Purpose Of Pet Insurance
Pets can sustain the strangest injuries due to their curious nature and oftentimes clumsy personalities. When this happens, the first person people call is their vet. Like a human doctor, vets will assess the pet’s injury and determine the next action course. Different procedures, treatments, and medications for your pets can begin to build up over time. Before you know it, you could be paying more for your pet’s medical expenses than your own. You can change that with pet insurance.
You cannot change your pet’s curious nature, but you can change how you handle their accidents. An excellent way to do so is through the use of pet insurance. Pet insurance functions more like property insurance than typical health insurance humans have. If your pet sustains an injury, you will bring your pet to the vet for evaluations and treatment plans. Unlike most policies where you only pay a co-pay, you will directly pay for the pet’s healthcare. Once it’s paid for, the insurance company will reimburse you for the treatment your pet received. It’s is highly encouraged for those who have serious health issues that bring in high vet bills.
As stated before, pet insurance functions more closely to property insurance than health insurance. That is an advantage for pet owners because there aren’t as many restrictions. For example, it will not give you a list of doctors that only accept their insurance. Rather, as long as your vet is licensed, it doesn’t matter who you see. There is no such thing as an out-of-network doctor. Secondly, it’s typically not as confusing or intricate as health insurance. They usually offer three tiers of coverage, and that’s it. You can choose from accident-only, basic or comprehensive, and wellness coverage.
Each policy covers different medical issues, so it’s important to find the most suitable one for your furry friend. Lastly, pet insurance has cheaper premiums, so you’re not paying a large amount every month. It will depend on your pet’s type and breed, but it could save you money at the vet!
If you are interested in learning more about pet insurance, contact Andes-Straley Vet. At Andes-Straley Vet, we offer various services, including general veterinarian care, grooming, boarding, daycare, and more! To contact us, check us out online here or call us at (423) 378-4443 today!